Our Philosophy: Credit Means Power!

Safe Harbor Credit Repair & Counseling works with you to improve your credit score in the short term, but also to educate you about how to manage your credit in the future.

You probably know that late pays, charge-offs, bankruptcies, etc. are the majority of any low credit score. But did you know that a borrower with a bankruptcy can actually have a higher score than a borrower with just a few late pays?

Safe Harbor credit counselors have experience with mortgage lending practices, collection procedures and federal laws that are in place to protect consumers.

If you've tried to repair your credit on your own, you know it's easy for creditors to report negative information to your credit profile.  Unfortunately, it's extremely difficult to get it removed again—even if it's incorrect.

There are laws that protect consumers against incorrect, inaccurate, misleading, untimely or unverifiable information on your credit report.  Unfortunately, the credit and lending industries don't offer much education about how to enforce these laws if something is reported incorrectly on your credit profile.

The philosophy of Safe Harbor Credit Repair and Counseling is that—believe it or not—we don't want repeat customers! You probably don't hear that very often! But by working as a team with our credit repair counselors, you can repair your credit the right way. Along the way, you will learn how to protect your credit in the future and build the right kinds of new credit as well.

Real, effective credit repair can happen for you.  It can mean a brighter financial future for you and your family. Our credit repair counselors can not only repair your credit today, but also teach you how to protect your credit and identity in the future.

Thank you for visiting Safe Harbor Credit Repair and Counseling. If you
would like more information on our credit repair services, please call our
office at (405) 872-9989 or e-mail us inforequest@safeharborcreditrepair.org.

CONSUMER PROTECTION
FCRA, CROA, FACTA. Find out
what the laws are and what they
mean to you and your credit score.

LOCAL & FEDERAL AGENCIES
There are several agencies that
monitor collectors and consumer
credit reporting agencies.

PROTECT YOURSELF
From identity theft to unwanted
credit offers. here are several ways to protect your identity, your credit and your personal information.

CREDIT PARTNERS
See a list of credit friendly lenders
and service providers. Extra savings for Safe Harbor clients.